How to Keep Your Utility Bills Low

As a homeowner, costs can really start to add up, so it never hurts to take measures to help you reduce your monthly utility bills. Below are a few ways to do just that!

Electricity Bill: Saving money on your electricity bill can be done multiple ways. Some easy changes include running appliances, like the stove, dishwasher, washing machine, and dryer, at night, opting to air dry clothes, or cooking meals in a crockpot or toaster oven. Set aside time throughout the year to inspect the areas around doors and windows and seal any cracks with caulk or weather stripping. Additionally, make sure to unplug electronics when not in use or use a power strip to turn them all off at once.

Water Bill: Your monthly water bill can sneak up on you, but small changes can be made to cut costs. Install WaterSense-certified faucets and shower heads and convert toilets to low flow to reduce the amount of water used. Make sure to regularly check toilets and sinks for leaks and repair them. Opt for using your dishwasher instead of hand-washing and ensure it's a full load each time. Also, don’t forget to turn off water while brushing your teeth and shaving.

Gas Bill: Investing in some changes up front can make a difference on your natural gas bill long term. Add insulation in your attic and around your water heater and pipes. Make sure to repair any leaks in your ducts, inspect your furnace regularly, and check your home for any blocked vents that could cause your gas heating system to work overtime. You can also reduce the temperature of your water heater.

The Tale of the Disappearing Blogger

Raise your hand if you can relate to this: one day you're just going along living on hopes and dreams and caffeine, and the next day you realize five months have gone by and you may have whiplash from how quickly time has flown. That is exactly how I feel right now when I realize it has been almost five months since I last wrote a post here. I enjoy writing here and sharing with all of you. I just fell victim to "I'll get to that tomorrow" for about five months straight. Let me just say, if you are reading this right now... Welcome back and thanks for sticking around. I appreciate all of you. If no one is reading this, that's okay too because I enjoyed writing it.

I wish I could say I disappeared because I went on an exotic adventure around the globe exploring new places and trying new things and taking daily adventures. However, we are still in a pandemic, so all of you would know that I was lying. Instead I have just been busy working two jobs, going back to school, and enjoying free time when I can reading, crafting, video chatting with friends and family, and soaking up sunshine. In reality, this blogger disappeared mainly because she still is not the best at time management, and also a little bit because she could not think of interesting things to write about. 

This is my return to blogging. I will try my best to be consistent. I will make every effort to have interesting posts. I hope some of you follow along. I will continue to write about a range of topics I enjoy from real estate to crafts to reading to just exploring an area. I look forward to being back at this and welcome you on this amateur writer's journey.

Stay Magical,

Christine

Three Ways to Ease Your Fears About Making a Move

With low inventory in many markets throughout the country, many homeowners are afraid to sell their homes because they’re concerned that they may not be able to find a new one.

This can be a real problem, but if you are seeking to sell—whether to upgrade or find a new neighborhood—there are a few ways to combat the low inventory.

1. Look to buy first

In most markets it is a real mistake to put your home up for sale before you start looking for your new property.

Identify the geographic area where you are interested in buying. Even if you don't see anything on Zillow, it doesn't mean you can't or won't find the right home.

2. Think outside the box

Be proactive! Keep in mind that there are probably many people like you who want to make a move but are afraid as well. Have your real estate agent send a letter to the neighborhoods in the geographic areas where you want to live. The letter should be heartfelt and personal while announcing that you are ready to buy a home in that neighborhood. You could find a home to buy that may not even be currently listed or for sale.

3. Protect yourself legally

Each state varies in how the purchase process is conducted. Talk to your real estate professional about adding a clause in the purchase contract for the home you are selling that will enable you to not sell the home if you cannot find a suitable home to buy.

How Your Daily Drive Time Can Factor into Your Mortgage

It’s easy to overlook some of the things that can affect your budget and purchasing power when you’re considering a home, and one of the biggest factors that buyers overlook is the cost of their daily commute.

We’ve all heard that real estate is all about “location, location, location,” and properties in more desirable locations typically come with a higher price tag than similar properties that aren’t in a hot neighborhood.

Yet the overall cost of living for choosing one location over another might be negligible when you factor in the commuting costs that are required—gas, vehicle maintenance, insurance—if you purchase a home that is significantly further from your workplace. If your mortgage is $200 less per month, but you’re spending an extra $200 in commuting costs, are you really saving money?

Commuting costs aren’t just about the disposable income left in your bank account, either. It can even affect how much money you can borrow. If you’re a long-distance commuter, a loan officer may factor your travel costs into your debt-to-income ratio.

Aside from how commuting affects your purchasing power or disposable income, there’s also the question of how it affects your quality of life—no one wants to spend hours a week just getting to and from work.

The real estate market varies greatly from location to location, so the best way to get a complete picture of your purchasing power—and all the factors that go into your home budget—is to speak to a trusted real estate professional. 

Five Things That Make Us Happy With Our Homes

According to a survey conducted by houzz.com, here are five things that consistently make people happy with their homes.

1. Big windows and comfortable furniture: Nearly 75 percent of respondents listed these two items as major difference-makers. It’s a no-brainer—people like lots of light and a good place to relax.

2. A big-screen TV: This is more likely to be a key feature for men than women. 40 percent of men said having a big-screen TV makes them happy with their homes, compared to just 17 percent of women.

3. Overall design and layout: 87 percent of the 6,000 people surveyed said the design of the home is a major contributor to overall happiness. If you’re unhappy with your home and there’s a project you’ve been wanting to tackle, get to it!

4. Home cookin’: 39 percent of respondents said the scent of good cooking or baking made them happiest. Clearly, it helps to have a capable chef around the house!

5. Keep it tidy: 72 percent of homeowners said they’re happiest when their houses are clean and well-organized. If you want to be happier with your home, try having a place for everything, and put everything in its place.

 

Once a Bookworm, Always a Bookworm

Reading has always been one of my favorite hobbies. Since childhood, I have been in love with books. I was that kid who would stay up late in bed with a flashlight reading. When I was home sick from school, I didn't want a stack of my favorite movies to watch. I wanted a stack of books from the library to lay in bed and read. 

As the years passed, my love of books never changed. To this day, if you leave me in a bookstore unsupervised, I could get lost in there for hours. The only thing that has changed is time. Often demanding school schedules and work schedules would make it difficult to find time to read, and even those nights spent reading before bed were short lived as I would soon crash from a long day. 

Although many of us, myself included, have had a lot to complain about this year, there are still so many things for which I am grateful. One of those things is having an abundance of time to read and read and read some more. Since mid-March, I have been able to read 30 books. Some were new, some had been on my to-read list for years, and some were old favorites when I was needing an escape back to a world I already knew and loved. 

Most recently, I finished reading The Guest List by Lucy Foley. It's a book that hit my radar after seeing it mentioned on Reese's Book Club's Instagram. I'll admit that, for me, it started out slow and took a while to get into it. I think this was mostly due to it being a book with multiple POVs making it difficult to follow exactly who is who and keep track of the progressing storyline. However, as I started to get a handle on each character, the pace picked up along with the intensity. Although I found some elements of the book predictable, it still hit me with some unexpected twists and turns. Overall, The Guest List is a fun, quick read that is perfect for a relaxing weekend at the beach.

As for the rest of the books I have read over the last few months, I actually keep track of everything I read on Goodreads because I am that nerdy, and I also think it's a wonderful place to keep track of books I want to read and what my friends are reading. Everything I have read since mid-March:

Failure is Not an Option by Gene Kranz

The Justice Game by Randy Singer

The Princess Diarist by Carrie Fisher

Year Zero by Rob Reid

Seriously...I'm Kidding by Ellen DeGeneres

The Cuckoo's Calling by Robert Galbraith

The Silkworm by Robert Galbraith

The Greatest Salesman in the World by Og Mandino

Career of Evil by Robert Galbraith

The Hunger Games by Suzanne Collins

Lethal White by Robert Galbraith

Catching Fire by Suzanne Collins

Mockingjay by Suzanne Collins

Five Presidents: My Extraordinary Journey with Eisenhower, Kennedy, Johnson, Nixon, and Ford by Clint Hill

The Ballad of Songbirds and Snakes by Suzanne Collins

The Boyfriend Project by Farrah Rochon

Girl, Stop Apologizing by Rachel Hollis

Lifeguard by James Patterson

Harry Potter and the Sorcerer's Stone by J.K. Rowling

The Girl with the Dragon Tattoo by Stieg Larsson

Home Before Dark by Riley Sager

Harry Potter and the Chamber of Secrets by J.K. Rowling

Harry Potter and the Prisoner of Azkaban by J.K. Rowling

The Girl Who Played with Fire by Stieg Larsson

In Five Years by Rebecca Serle

The Girl Who Kicked the Hornet's Nest by Stieg Larsson

Harry Potter and the Goblet of Fire by J.K. Rowling

Harry Potter and the Order of the Phoenix by J.K. Rowling

Harry Potter and the Half-Blood Prince by J.K. Rowling

The Guest List by Lucy Foley

Yes, the last few months have been rough and stressful, but I am grateful for the silver linings during this time such as reenergizing my reading time to full power. I have finally started to make a dent in my To Read List (although it has grown too) and for that I am thankful. When things start to return more to normal, whenever that may be, it is my goal to stay on top of reading and not letting it fall to the wayside like it has in the past.

What about you? Do you enjoy reading as much as I do? What's your favorite book you've read so far this year? If not, what is your silver lining during this global pandemic? Comment below, and as always, thanks for reading!

Which Features are Young Buyers Looking for in a Home?

With historically low interest rates, the market is hot this summer, and it's a great time to sell because inventory is low and there is an abundance of home buyers home shopping right now. Millennials are the second-largest segment of home buyers, ranking behind only baby boomers, according to the National Association of Realtors. Here are five features that tend to entice millennials who are looking to buy.

An up-to-date kitchen and bath

Younger buyers often have limited funds for renovations, so it’s important that they have functional and inviting bathroom and kitchen spaces from the very start.

An open floor plan

Having a formal dining room isn’t of particular importance to millennials, in fact, many prefer open spaces with no separation between kitchen, living room, and dining room. An open concept makes it easier to entertain everyone at once.

An office

More and more jobs are offering work-from-home options, and there are also plenty of freelancers and telecommuters among millennials. A dedicated space for getting some work done can be a key attraction.

Friendly location

With gas prices rising, many millennials prefer walking, biking, or public transit for their commutes. A great location is key.

Energy savings

Millennials are often more conscious of energy conservation and efficiency. Energy-efficient appliances, energy-efficient windows, and quality insulation can make a huge difference.